Super Visa Insurance

Enjoy Canada, Worry-Free!
Emergency Medical Coverage for Every Visitor.

Super Visa insurance is a mandatory private medical insurance for parents and grandparents of Canadian citizens or permanent residents visiting Canada under the Super Visa program.

Super Visa insurance policy must offer at least $100,000 in emergency medical coverage, including healthcare, hospitalization, and repatriation, and it must be valid for a minimum of one year from the date of entry. Only Canadian insurance companies are authorized to issue valid Super Visa insurance policies. Applicants must carry proof of insurance when entering Canada and maintain continuous coverage for the entire duration of their stay. This requirement ensures that visitors are protected against unexpected medical expenses during their extended visit.

Key Features:

  • Minimum $100,000 emergency medical coverage per person.
  • Coverage includes healthcare, hospitalization, and repatriation.
  • Policy must be valid for at least one year from the date of entry into Canada.
  • Insurance must be purchased from a Canadian insurance provider.
  • Proof of insurance is required at the port of entry.
  • Continuous, unbroken coverage is necessary for the entire stay in Canada.

Super Visa insurance is a mandatory private medical insurance for parents and grandparents of Canadian citizens or permanent residents visiting Canada under the Super Visa program.

Frequently asked questions (FAQ)

Is private health insurance still mandatory for Super Visa applicants?

Yes, Super Visa applicants must have valid private medical insurance with at least $100,000 in emergency coverage, including health care, hospitalization, and repatriation, valid for at least one year from the date of entry.

Can I pay for Super Visa insurance in monthly installments?

Yes, many Canadian insurance providers now offer flexible payment options, including monthly installments, making it easier to manage the cost of coverage over time.

Can I get a refund if my Super Visa application is denied?

Yes, most insurance providers offer a full refund on your Super Visa insurance policy if your visa application is denied, provided you have not used the coverage or made a claim.

What factors should I consider when choosing an insurance policy?
Consider your financial goals, current and future financial obligations, health status, and budget when choosing an insurance policy.
What are the different types of investment options available?
Investment options include stocks, bonds, mutual funds, real estate, and retirement accounts.
What does Super Visa insurance typically cover and exclude?

Coverage usually includes emergency medical treatment, hospitalization, prescription drugs, emergency dental care, ambulance services, and repatriation. Exclusions often include routine doctor visits, planned vision or dental care, and pre-existing conditions unless specifically covered.

Can I buy Super Visa insurance if I am not currently in Canada?

Yes, you can purchase Super Visa insurance from abroad, if the policy is from a Canadian provider and meets all the program’s requirements.

What happens if I need to extend my stay in Canada—can I renew my Super Visa insurance?

Yes, you can renew or extend your Super Visa insurance policy to cover a longer stay, provided you do so before your current policy expires and you have not made any claims that would affect renewal eligibility.

How can I start investing with a small amount of money?
You can start investing with a small amount of money by using a micro-investing app, investing in low-cost index funds, or starting a retirement account.
What are the tax implications of different investment options?
Different investment options have different tax implications. For example, capital gains on stocks are taxable, while investments in retirement accounts may offer tax advantages.
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